When you lend someone your car, you are left on the crossroads about possible accidents cover, will you cover accidents caused by the person you lend the car to with your own insurance accident cover or will the individual repair the vehicle with his or her own insurance cover?This is a very contradicting question and recently people are trying to find the right answer towards it.
The legality of such an approach is the reason we are drafting this content. While this may be a question to be taken to a discussion forum where we can get different views from victims on the same mess up, there are facts that can wrap up the entire question.
For instance, for a car to be allowed to ply on any road it must have insurance, it is not the driver who gets insured but the car.
Although some insurance companies may not be on the front raw if a different driver was driving your car especially if that driver isn’t listed as part of your insurance or rather possible person that could drive your car.
The bottom line is that your car was insured and at the end of the day, the insurance company will have the obligation to investigate on the matter before they determine the payments.
Mostly, however, the entire accident cover fiasco depends on the State, the insurance company and the insurance policy cover. since the insurance follows the thumb rule of the owners liability, it is important that every driver purchase an insurance policy that covers any form of car accident as it reflects to whether you were driving your own car or someone else’s car.
Also ensure you check with the State and company insurance policy depending on that same cover to determine what will be required of you.
